capitalism and money

I always wondered why does capitalism dislikes the central banks printed cash they make profits and preferred private company printed plastic cards. Then I realised capitalism can not levy tax(charges) on our central bank printed cash but can tax as they want on our money in plastic forms. if we spend they will charge, if we don't spend they will charge. if we hold they will charge. if we do not hold they will charge. Above all, they will decide how much we can access our own money in your bank, they will control how we spend and we will never feel we are spending our hard earned money. it is only a 2 inch plastic card on which few companies are making world's largest profits and on our money.